FAQ

With all of the choices available, why should I choose to use First Financial Services, Inc. for my mortgage?  

First Finanical Services, Inc. is a registered mortgage banker, although we primarily act as the broker in a mortgage transaction. In other words, we originate the loan programs of other larger lenders, such as Wells Fargo Home Mortgage, GMAC, Countrywide, Franklin American, AmTrust, US Bank and dozens more.  This gives us the unique abililty to offer exceptionally competitive rates and a multitude of mortgage options - meaning that we can base our program offerings on those of multiple lenders, rather than being limited by the program offerings of just one lender.   
      

How long has First Financial Sercvices, Inc. been around? 
First Financial Services, Inc. was established in Charlotte, NC in August of 1990. So, we have been lending in the local marketplace for almost 18 years, now. 


Alot of lenders have gone out of business, lately. Is First Financial Services, Inc. a stable company? 

Yes, First Financial Services, Inc. is stable and we aren't planning to go anywhere. Our stabilty is based upon our long standing reputation and presence in the local marketplace and our ability to conduct business with a diverse group of larger mortgage companies or lenders, which we refer to as investors. Some of our investors include Wells Fargo Home Mortgage, Countrywide, Franklin American Mortgage, US Bank, AmTrust and GMAC, just to name a few.              


NC Mortgage Pro Blog

The following link will take you to my Blog, whis is designed to be an Opinion Site and Q & A Forum. On it you will find posts on various mortgage and real estate industry related topics and issues, as well as articles and other information that I thought might be useful or helpful for anyone who is thinking about buying real property, refinacing real property or selling a property they currently own (residential and commericial). 

http://blog.ncmortgagepro.net/