At First Financial Services, Inc., we pride ourselves on treating each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. Instead, we use a "common sense" approach and help you choose a loan program that is based upon your needs and your stated objectives. 

We are fortunate in that we represent a wide range of large, reputable lenders and are able to offer extremely competitive rates and a variety of mortgage products and strategies that are tailored to individual client needs.

As a Senior Loan Officer at First Financial Services, Inc., it is my personal objective to provide you with sound mortgage options at competitive rates and even more importantly, with unparalleled customer service - from the first time we speak, all the way up through the closing and beyond. My goal is to treat you with the same honesty, integrity and courtesy that I would want my own family to experience, so that I may earn your business not once, but for life.  


Sharon Casini Averette